回答 @冯磊:- I personally consider to have one of the best jobs. As a country CIO in Standard Chartered, I cover the Technology function, Banking Services & Operations function and the Procuring/Sourcing function. Since Standard Chartered is a locally incorporated company in China, again, I do have the ultimate authority on Technology and Banking Operations matter, as long as we are following the defined technology standard. We do need to ensure that we can leverage the effort across different geographies. We are an international bank. Our strength is our global network. Following the defined technology standard, will give us such advantage, in terms of global interoperability. However, we need to customize everything according to local needs.